Types of Insurances We Accept and the Differences
Deductible
The amount of money that a patient is required to pay before the insurance company begins to pay for the remainder of the cost.
Depending on an individual's healthcare plan:
- Not all healthcare plans require a deductible
- Those with lower monthly premiums, usually, have higher deductibles
Co-insurance
The percentage of cost an individual must pay of the covered insurance cost after paying the deductible.
Copay
The amount of money a person with health insurance is required to pay each healthcare service
Depending on an individual's monthly premiums (generally):
- Those with lower premiums have higher copayments
- Those with higher premiums have lower copayments
Vision VS Medical
Vision Plan
Covers and adds wellness benefit for eye care
Includes Annual Vision Exams, Eyeglass frames + Lens, Contact Lenses
Medical Plan
Covers unexpected costs for eye injury or disease
Includes providing medication, monitoring cataract development, examinations for any medical conditions that causes eye problems
We Accept the Following Plans
If You Need Assistance On Navigating Your Coverage or If You Do Not See Your Insurance Plan Listed; Please Contact Us For More Information
Vision Plan
Envolve
EyeMed
EyeQuest
MarchVision
Spectera
UFT
Versant Health
(Davis Vision, Superior Vision)
VSP
(Guardian)
Medical Plan
Aetna
Anthem Blue Cross Blue Shield
(Commercial Plan)
(Health Plus Medicaid)
Cigna
Emblem Health
(Including GHI, HIP)
Empire Plan
Fidelis Care
Hamaspik Medicaid/Medicare
Healthfirst
Medicaid
Medicare
(VilliageCareMAX)
Metlife
MetroPlus
MultiPlan
NALC Health Benefit Plan
POMCO
United Healthcare
(Commercial Plans)
(Community Plans: Medicare & Medicaid)
**(Oxford Health Plans: Freedom)**
**[NOT Liberty/Metro]**